Cancún and Playa Del Carmen Area Travel Site – A helpful site about traveling to the Cancún and Playa Del Carmen area.

Going on vacation should be fun. You really shouldn't have to worry about whether or not you're going to miss your trip due to illness or some other unfortunate event. Travel insurance helps us sleep better at night while we're waiting to go on vacation. The answer to the question is that you need travel insurance when traveling to Cancún. Your investment is likely over $1,000 and it would be a shame if you were to miss your vacation and lose the money you've already spent. Keep reading for more details on trip insurance for Cancún. If you're like me you're looking forward to your next vacation and when you're on that vacation you plan your next vacation. The worst thing in the world that could happen is something unforeseen or a mistake that could ruin your vacation. You only have to watch the news to see what kind of unforeseen happenings is possible. Corona-virus has lots of people asking lots of questions about travel. As of March 8, 2020, there are no cases in Mexico; however, the news has many people on edge. If you don't have trip insurance you are out of luck. We always buy trip insurance. It's not that expensive and it is just plain smart. ***My disclaimer*** I'm not a trip insurance agent! So, anything you see in this blog should be confirmed with your insurance broker or vendor where you purchase your insurance. How much does trip insurance cost? Well, this depends on a lot of things. The cost is going to depend on whether or not you're taking an airplane or a cruise ship, the dates of travel, where are you traveling from, and how much your trip is going to cost. I recently did some research for a trip to Cancún on an airplane in the month of June for 2020. I live in Texas and I estimated the cost of my trip to be $1,500. Travelguard gave me three different packages to choose from. The Essential package was $90.01. I'm assuming this is the bare bones. Next, they offered the Preferred Package for $109.91 which I'm guessing includes a little more, and finally, they offered the Delux Package at $141.77 The cost of the insurance varied from 6% of the trip cost up to 9.4%. now let's get into what all the insurance actually covers. What does the actual insurance cover? When you go on vacation you're not normally thinking about all the things that could go wrong. That's why insurance is important and they have thought of all of it it. If you're wondering if travel insurance is worth it... check out all of these benefits with Travelguard. DeluxePreferredEssentialCost$141.77$109.91$90.01Trip CancellationYesYesYesCancel for any reasonUpgrade neededUpgrade NeededNoTrip Interruption150% of insured Trip Cost150% of insured Trip Cost100% of insured Trip CostMedical Expenses$100K ($500 Dental)$50K ($500 Dental)$15K ($500 Dental)Trip Delay$1,000 ($200/day)$800 ($200/day)$500 ($100/Day)Cancel for work reasonYesYesNoCoverage for Losing JobYesYesYesCoverage for Financial DefaultYesYesYes (with exceptions)Coverage for TerrorismYesYesYesCoverage for Unannounced StrikeYesYesYesCoverage for Inclement WeatherYesYesYesCoverage for military duty YesYesYesMissed Connection$1,000$1,000Yes, but with exceptionsEmergency Evacuation$1,000,000$500,000$150,000Accidental Death and Dismemberment$30K$30K$30KFlight Accident Coverage$100KAvailable as an upgradeAvailable as an upgradeLost, Stolen or Damaged Bags$2,500$1,000$750Lost, Stolen or Damaged Travel Documents$2,500$1,000$750Baggage Delay$500$300$200 What is required to purchase travel insurance? Check with your specific provider, but most require: You are a U.S. resident at the time you buy the policy and are still a U.S. resident when you being your trip.You much purchase the policy no later than 24 hours prior to departure. What if I want to cancel my trip insurance? With Travelguard, the premium that you pay is refundable. You have to give your agent or insurance company written notice either 15 days from the effective date of your insurance; or your scheduled departure date. Provided no claim has been made, the company will refund your premium. After the 15 day period, the premium is not refundable. What do I do if I have to file a claim? You're going to want to contact Travelguard as soon as reasonably possible and be prepared to describe what happened in detail. If you wait past a year from the date of loss otherwise you might not get paid. Travelguard will provide the claim form for your review and signature. You'll be able to send back the form via website, mail, fax, or email. Here's their info if you need it: Online: www.aig.com/travelclaimsMail: P.O. Box 47, Stevens Point, WI 54481Telephone: 1.800.826.1300Email: claimsdoc@aig.comFax: 1.715.345.1141 Travel Insurance Quote page from Travel Guard Quote from Travel Guard for a Trip to Mexico from Texas in June 2020. How do I buy travel insurance? There are many great vendors that can sell you travel insurance. You can go out and buy it on your own, or you can almost always buy insurance when you're buying your trip. We recommend you use a travel agent. Of course, you can do so much now on the internet, but a good travel agent is worth their weight in gold. Your travel agent will likely have many more options for travel insurance. We're just showing you Travel Guard in this post. If you need a good travel agent for Mexico, we can help.

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